IN PROUD ASSOCIATION WITH:
Mortgage Capacity Reports for Your Clients
FPR Part 25 Compliant · £99 Fixed Fee · 24-hour turnaround
A professional referral service for solicitors and mediators. Court-ready MCRs produced by a CeMAP-qualified Registered Individual at Cornerstone Finance Group Ltd.
Your Mortgage Capacity Report will be produced by Byrne Harris, RI at Cornerstone Finance.
CeMAP Qualified · Resolution Associate · Expert Witness Institute Affiliate · FCA Regulated No. 767202
Not sure what you (or they) can borrow?
Get an indicative figure now — no paperwork, no commitment
ABOUT THE SERVICE
All Mortgage Capacity Reports are produced and signed by Byrne Harris CeMAP, a Registered Individual at Cornerstone Finance Group Ltd (FCA No. 767202) — a fully FCA-regulated mortgage firm. Cornerstone carries full professional indemnity insurance and operates under FCA regulation for all mortgage-related activities.
Help Network is the introduction platform co-founded by Byrne Harris to connect divorcing individuals with specialist professional services. When you refer a client, you are instructing Cornerstone Finance directly for the production of the report.
WHAT EVERY REPORT INCLUDES
FPR Part 25 Compliance — Full compliance with Family Procedure Rules, including a formal statement of truth and confirmation of primary duty to the Court.
Whole-of-Market Assessment — Access to the full PMS Network lender panel, with a breakdown of the top 5 lenders and realistic monthly cost comparisons. A full list of available lenders accompanies every report.
ESIS Report - The highest affordable product will be fully broken down (if applicable)
Credit Score Review — A complimentary credit score assessment included with every report, identifying any lending hurdles the Court should be aware of.
Expert Witness Standing — Reports produced by an Expert Witness Institute affiliate and Resolution associate, specifically formatted for judges and mediators.
24-Hour Turnaround — Delivered within one working day of receiving the client's details. No bank statements required — self-disclosure basis.
One Free Update — Reports are generally considered valid for 3 months. We are very aware that cases can be delayed and circumstances can change, so we include one free update with every report if needed.
MARKET COMPARISON
TYPICAL SUPPLIER
COST
Average: £250–£399
TURNAROUND
Average: 5–10 working days
REPORT QUALITY
Standard Broker: Most providers are not specialists. They are unlikely to be fully compliant.
Specialist firms will offer simple reports for less, but double or triple their charge for a complex report.
Cornerstone Finance via Help Network
COST
FIXED at £99 (inc VAT)
TURNAROUND
1 working day.
REPORT QUALITY
- Fully compliant.
- Written specifically for mediators and judges.
- Every report we do is suitable for EVERY hearing.
- We offer a free re-write.
SUITABLE FOR EVERY STAGE OF PROCEEDINGS
Reports are accepted and appropriate for mediation, First Directions Appointment (FDA), Financial Dispute Resolution (FDR) and Final Hearings. We can also produce reports on the other party using financial information disclosed in proceedings, and nil-capacity reports where appropriate.
HOW TO REFER
Step 1 — Share the booking form with your client or complete it on their behalf.
Step 2 — We contact the client, gather their details and produce the report within 24 hours.
Step 3 — The signed report is delivered to the client and can be forwarded to you or the court
RESOURCES FOR YOU AND YOUR CLIENTS
View the quality and Compliance of our work
Hard Copy of our guide for your client.
Fire-and-forget guide to send to your client. We arrange everything with them and within 24 hours you have the MCR.
Who is doing the Report
Byrne Harris
Byrne Harris CeMAP — Resolution Associate · Expert Witness Institute Affiliate · FCA Regulated Specialist in divorce mortgage capacity assessments, working with clients and legal professionals across the UK.
